Clay County, Florida — Tax Sale & Surplus Procedure

Local operations layer. The legal framework (redemption periods, surplus rights, statutes, case law) lives on the parent page → florida. This page covers how Clay County actually runs it. Legal information, not legal advice. Last verified: 2026-06-02.

C0. Identity

• County seat: Green Cove Springs · Population: ~218,245 (2020 Census; FIPS 12019) · Recording unit: county (one of Florida’s 67 counties).
• Parent legal framework: florida (Ch. 197 tax certificates / tax deeds; Ch. 45 mortgage foreclosure).
• County structure: Clay follows the standard Florida model — the elected Tax Collector conducts the annual tax-certificate sale; the elected Clerk of Court & Comptroller (Tara S. Green) conducts tax-deed auctions and holds surplus funds, and conducts judicial (Ch. 45) mortgage-foreclosure sales. The elected Property Appraiser (Tracy Scott Drake) handles assessment/ownership. (Source: Clay Clerk — home; Clay County Property Appraiser)

C1. Local Tax Sale

Two distinct sales exist under Florida law (see florida for statutory mechanics):

(a) Tax-certificate sale — run by the Clay County Tax Collector

• Conducts own sale? Yes, online. · Platform: LienHub (Grant Street Group) — lienhub.com/county/clay; auction detail at lienhub.com/county/clay/certsale/main. (Source: Clay Tax Collector — Tax Certificate Sale Listing)
• Calendar: annual, “On or before June 1, the Tax Collector is required by law to hold a tax certificate sale” per florida § 197.432. The most recent advertised sale: “2025 Delinquent Clay County Tax Certificates for Real Property will be sold beginning May 28, 2026 at 9:00 a.m.”; advertised accounts became available May 7, 2026 at lienhub.com/county/clay. (Source: Clay Tax Collector — Tax Certificate Sale Listing)
• Delinquency: “All unpaid real estate taxes become delinquent on April 1 each year, with a 3% penalty added to the taxes, per FL 197.333.” (Source: Clay Tax Collector — Delinquent Taxes)
• Bidding: reverse/bid-down interest starting at 18%, bid down in 0.25% increments; certificate awarded to the lowest bidder; unsold certificates struck to the county (state mechanics — florida § 197.432). The Tax Collector page notes certificates are “awarded through reverse auction bidding starting at 18% interest rates.” (Source: Clay Tax Collector — Delinquent Taxes)
• County-held liens: Liens not sold to third parties in the annual auction are county-held and sold year-round, first-come first-served, via LienHub. (Source: lienhub.com/county/clay)
• Registration / deposit: Bidders Register, Make Deposits, Set Budgets and Post Bids at lienhub.com/county/clay. Exact deposit dollar amounts and registration deadlines are set on the LienHub platform per auction and were not published on the Tax Collector website — needs_verification. (Source: Clay Tax Collector — Tax Certificate Sale Listing)
• Delinquent list location: Two advertised lists (2025 Real Estate Tax Certificate and 2025 Tangible Personal Property) are published as PDFs on the Tax Collector site and the accounts post to LienHub. (Source: Clay Tax Collector — Delinquent Tax Lists; Tax Certificate Sale Listing)
• Contact: Clay County Tax Collector — Green Cove Springs office, 477 Houston Street, Green Cove Springs, FL 32043 (also Orange Park 518 Kingsley Ave., Middleburg 2710 Blanding Blvd #201, Keystone 115 NE Commercial Circle). (Source: Clay Tax Collector — Delinquent Taxes)

(b) Tax-deed auction — run by the Clay County Clerk of Court & Comptroller

• Conducts own sale? Yes. · Platform: RealAuction (RealTaxDeed) — clay.realtaxdeed.com. “All sales are held online. You must create an online account in order to participate in any sale.” (Source: Clay Clerk — Tax Deeds; Clay Clerk — Tax Deeds & Foreclosures)
• Search / Lands Available: Tax-deed and Lands-Available search at landmark.clayclerk.com/TaxDeed (“Lands Available” tab gives the full list of lands available for taxes). To purchase from the Lands Available list, “email the Clerk’s Office at taxdeedinfo@clayclerk.com and include all applicable certificate numbers in which you are interested. Please allow up to 72 hours for our response.” (Source: Clay Clerk — Tax Deeds)
• Deposit / payment terms: Conducted per Florida Statutes Ch. 197. Florida’s statutory default is a nonrefundable deposit of 5% of the bid or $200, whichever is greater, with balance + documentary stamps + recording fees due within 24 hours (florida § 197.542). Clay-specific RealAuction deposit and payment-deadline figures were not retrievable — clay.realtaxdeed.com returned HTTP 403 during research — needs_verification of the exact Clay deposit amount, deadlines, and sale frequency/time.
• Contact — Tax Deed Department: Tina Altman, Tax Deed Department Clerk — (904) 529-4221; main tax-deed line (904) 269-6302 / (904) 284-6302; taxdeedinfo@clayclerk.com; Civil Department, Room 1049 (1st Floor, Clay County Courthouse), 825 N. Orange Avenue, Green Cove Springs, FL 32043. (Source: Clay Clerk — Tax Deeds; Clay Clerk — Tax Deeds & Foreclosures)

C2. Local Redemption → framework: right-of-redemption

• Where/how to redeem locally: Redemption of a tax certificate before a tax deed issues is handled through the Clay County Tax Collector. Under florida § 197.472, a property owner (or any person with a legal/equitable interest) may redeem at any time after the certificate is issued and before the tax deed is issued. Pay delinquent taxes + accrued interest (subject to the 5% mandatory minimum if applicable) + advertising/sale costs to the Tax Collector.
• Payment for delinquent (prior-year) taxes: “Delinquent taxes (prior years) must be paid in full with certified funds (cash, PIN debit ($2.50 fee), cashiers check or money order); no credit cards or personal checks accepted.” (Source: Clay Tax Collector — Delinquent Taxes)
• Tax / certificate reports portal: county-taxes.net/fl-clay — view reports and tax certificate details. (Source: Clay Tax Collector — Delinquent Taxes)
• Redemption contact: Clay County Tax Collector, 477 Houston Street, Green Cove Springs, FL 32043 · claycountytax.com. Hours: Mon, Tues, Thurs, Fri 8:00 AM–5:00 PM; Wed 9:00 AM–5:00 PM.
• Local fees: No Clay-specific surcharge identified beyond the state statutory formula (§ 197.472) and the PIN-debit $2.50 fee for certified payments. needs_verification: confirm no local redemption surcharge above the statutory minimum.
• Deviations from state default: None identified — Clay follows the Ch. 197 redemption framework.

C3. Local Surplus / Excess Proceeds → framework: surplus-funds

Business-critical module — sourced from Clay Clerk official pages and the official claim form.

In Clay County, tax-deed surplus is held and disbursed by the Clay County Clerk of Court & Comptroller under florida § 197.582.

• Claim filing venue: Clay County Clerk of Court & Comptroller — Recording / Tax Deed Department

  • Address: 825 N. Orange Avenue, PO Box 698, Green Cove Springs, FL 32043 / Attn: Recording
  • Phone: (904) 529-4221 (Tax Deed Department Clerk, Tina Altman)
  • Email: taxdeedinfo@clayclerk.com (Source: Claim to Surplus Proceeds of a Tax Deed Sale (PDF), form header; Clay Clerk — Tax Deeds)

• Claim form:

  • Name: “CLAIM TO SURPLUS PROCEEDS OF A TAX DEED SALE”
  • URL: clayclerk.com/uploads/2022/03/Claim-to-Surplus-Proceeds-Form.pdf (also linked from the Recording Department Forms page at clayclerk.com/online-options/forms/recording-department/, mirrored at clerk.clayclerk.com/documents/Recording_Department/Claim_to_Surplus_Proceeds_Form.pdf) (Source: Claim to Surplus Proceeds form PDF; Clay Clerk — Recording Department Forms)

• What the claim form requires (from the retrieved PDF):

  • Claimant’s name, contact name (if not an individual), address, phone, email, Tax Deed Number, date of sale.
  • A checkbox to either claim or waive the surplus, and to identify as Lienholder or Titleholder.
  • Lienholder section: type of lien (mortgage, court judgment, condo/HOA, other), Clay County Official Records recording date / instrument # / book / page, original amount, amount remaining due (with interest).
  • Titleholder section: nature of title (deed, court judgment, other), recording reference, amount of surplus claimed, and whether the property was the claimant’s homestead at the time of sale.
  • Payee designation and mailing instructions.
  • Sworn/notarized: “I hereby swear that all of the above information is true and correct” — signed before a Notary Public or Deputy Clerk, with personally-known/produced-ID verification. (Source: Claim to Surplus Proceeds form PDF, retrieved 2026-06-02)

• Local deadline notes: Governed by florida § 197.582 — the 120-day claim clock runs from the date the Clerk mails surplus notice to interested parties of record. The former property owner is NOT barred by the 120-day cutoff; other claimants (lienholders) who miss the deadline are barred. Unclaimed surplus is held by the Clerk and ultimately routed to the Florida Division of Unclaimed Property (Ch. 717) where it remains reclaimable. The Clay Clerk’s published pages do not restate a county-specific deadline; the statutory § 197.582 timeline controls — see florida §3.

• Unclaimed-funds list published? Tax-deed cases and Lands-Available records are searchable at landmark.clayclerk.com/TaxDeed. State-held escheated funds are searchable at FLTreasureHunt.org. A dedicated Clay Clerk “surplus balance” list/filter URL was not separately confirmed during research (landmark portal not fully renderable) — needs_verification.

• Contact: Tina Altman, (904) 529-4221 · taxdeedinfo@clayclerk.com.

▸ For Investors / Operators — Surplus in Clay flows through the § 197.582 waterfall (applicant reimbursement → governmental liens → recorded interests → former owner) and is claimed at the Clay County Clerk of Court (Recording / Tax Deed Department). See florida §5b for the marketable-title path (circuit-court quiet title vs. the 4-year § 95.192 bar) and §7b for liens that survive a Florida tax deed (governmental, code-enforcement, CDD, IRS § 7425 120-day).

▸ For Former Owners — If a Clay tax deed sells for more than the taxes, interest, and costs, the residual surplus belongs to the former owner and is not cut off by the 120-day bar that applies to other claimants (§ 197.582). File the Clerk’s notarized “Claim to Surplus Proceeds of a Tax Deed Sale” form (above) with the Clay Clerk’s Recording / Tax Deed Department; unclaimed funds route to the state Division of Unclaimed Property, where they remain reclaimable.

C4. Offices & Contacts

Note: Florida uses the Tax Collector (cert sale) and the Clerk of Court (tax-deed auction; Ch. 45 judicial-foreclosure sale). The Sheriff does not conduct tax or mortgage foreclosure sales in Florida; listed for due-diligence/service-of-process reference only.

C5. Local Procedure Notes

• Standard Florida two-platform model: LienHub (lienhub.com/county/clay) for the annual tax-certificate sale (Tax Collector side); RealAuction (clay.realtaxdeed.com) for tax-deed auctions (Clerk side). (Source: Clay Tax Collector — Tax Certificate Sale Listing; Clay Clerk — Tax Deeds)
• Judicial foreclosure (Ch. 45) sales: Conducted online by the Clerk at clay.realforeclose.com. (Source: Clay Clerk — Tax Deeds & Foreclosures)
• Lands Available for Taxes: Properties not sold at the tax-deed auction go to the Lands-Available list (landmark.clayclerk.com/TaxDeed, “Lands Available” tab); purchase inquiries by email to taxdeedinfo@clayclerk.com with the certificate numbers, ~72-hour response. The county/municipalities hold a 90-day priority purchase right on these under florida § 197.502. (Source: Clay Clerk — Tax Deeds)
• Foreclosure surplus (Ch. 45): Governed by §§ 45.032–45.033 (not § 197.582) and requires a court process for disbursement — distinct from tax-deed surplus. See florida §4. A dedicated Clay Clerk Ch. 45 surplus-claim form/page was not separately retrieved — needs_verification.
• No local ordinances deviating from state Ch. 197 / Ch. 45 procedure identified. needs_verification: confirm no local ordinance modifies the timeline or surplus process.
• Recording fees: Florida statutory schedule ($10.00 first page /$8.50 each additional page; doc-stamp $0.70/$100 of consideration). Clay-specific recording fee schedule not retrieved from an official page during research — needs_verification.

C6. Records Access

• Parcel / property search: Clay County Property Appraiser (Tracy Scott Drake) — property search at claycountypropertyappraiser.org/property-search/; also a Schneider/qPublic portal at qpublic.schneidercorp.com (AppID=830). (Source: Clay County Property Appraiser)
• Recorder / deed search (Official Records): Clay Clerk Landmark Web — landmark.clayclerk.com/landmarkweb (deeds, liens, mortgages). (Source: Clay Clerk — Search Records)
• Court records search: inquiry.clayclerk.com/Home.aspx/Search. (Source: Clay Clerk — Search Records)
• Tax-deed / Lands-Available search: landmark.clayclerk.com/TaxDeed. (Source: Clay Clerk — Tax Deeds)
• GIS map: Clay County Map Viewer — maps.claycountygov.com/clayview; Property Appraiser certified-data/GIS at ccpao.com/certified-data; Clerk right-of-way maps at maps.clayclerk.com. (Source: Clay County Gov — Maps & Map Data; Clay Clerk — Search Records)
• Tax payment / certificate portal: county-taxes.net/fl-clay. (Source: Clay Tax Collector — Delinquent Taxes)
• Tax-deed auction: clay.realtaxdeed.com · Judicial-foreclosure auction: clay.realforeclose.com. (Source: Clay Clerk — Tax Deeds & Foreclosures)

C8. Title & Quiet Title → framework: florida §5b, quiet-title-after-tax-sale

• Title type: tax_deed — a Clay tax-deed sale conveys a Florida tax deed, a “new, original, and paramount” title (no warranties), per florida §§ 197.552/197.573 and cricket-properties-v-nassau-pointe-2013.
• Quiet title required? Practically yes to obtain insurable/marketable title. Florida tax deeds are generally not insurable immediately; title insurers require either a completed quiet-title action or the 4-year § 95.192 record-seasoning bar. (Framework: florida §5b — § 95.192, Ch. 65, Ch. 712 MRTA.)
• Quiet title action type / court: Judicial, filed in the Circuit Court for Clay County (Fourth Judicial Circuit), under Ch. 65 (chancery/equity). The Clay Clerk of Court is the filing venue for the circuit-court action. (Framework: florida § 65.061.) Clay-specific local circuit rules not separately retrieved — the Ch. 65 statewide framework controls; needs_verification of any Fourth-Circuit local-rule nuance.
• Typical timeline: Uncontested ~60–90 days from filing; longer with publication service on unknown defendants; contested can exceed 12 months (statewide market practice — florida §5b). No Clay-specific timeline published — needs_verification.
• Typical cost: ~$1,500–$5,000 uncontested statewide (attorney fee + circuit-court filing fee + title search + publication); more if contested (statewide market practice — florida §5b). No Clay-specific cost figure published — needs_verification.
• Deed seasoning: After 4 years of record without challenge, § 95.192 bars most former-owner/claimant actions, and many insurers will underwrite on the seasoning theory (statewide — florida §5b).
• Title insurers active locally: Major Florida underwriters (Old Republic, Fidelity National, First American, Stewart) operate statewide, including Clay County, but typically condition tax-deed coverage on quiet title or seasoning. No Clay-specific named local tax-title firm confirmed from an official source — needs_verification.

C9. Purchaser Obligations → framework: florida §10b

• Subsequent-tax payment office: Clay County Tax Collector (claycountytax.com; county-taxes.net/fl-clay). A certificate holder applying for a tax deed must pay all outstanding/subsequent taxes and redeem other certificates as part of the § 197.502 application; the Tax Collector is the office for paying subsequent taxes during the pre-deed window. (Framework: florida §10b / § 197.502.)
• Notice-to-owner procedure: In Florida the Clerk (not the certificate holder) issues the statutory § 197.522 owner/interested-party notice before the tax-deed sale. In Clay, that is the Clay County Clerk of Court — Tax Deed Department (taxdeedinfo@clayclerk.com; (904) 529-4221), which obtains the ownership-and-encumbrance report and mails/publishes notice. The certificate holder has no separate certified-letter expiration-notice duty under Ch. 197. (Framework: florida §10b / § 197.522.)
• Redemption payment office: Owners redeem at the Clay County Tax Collector (certified funds for prior-year delinquencies) before the tax deed issues. (Source: Clay Tax Collector — Delinquent Taxes.)
• Occupancy / access during redemption: The owner retains possession while the redemption right is live (pre-deed); the certificate holder has a lien only, not a possessory right. After the tax deed issues, the grantee may take possession and pursue ejectment if needed (statewide — florida §10b). No Clay-specific deviation identified.

C10. Local Restrictions → framework: florida §11b

• Right of first refusal active locally? No municipal/land-bank match-the-bid ROFR at the Clay tax-deed auction. The county/municipalities do hold the statewide 90-day priority purchase right on the Lands Available for Taxes list (post-auction unsold parcels) under florida § 197.502 — handled through the Clerk’s Lands-Available process (taxdeedinfo@clayclerk.com). (Source: Clay Clerk — Tax Deeds; framework florida §11b.)
• Land bank: None identified. Florida has no statewide land-bank enabling statute (see florida §11b); no dedicated Clay County land bank was found. needs_verification: confirm no Clay County / municipal (e.g., Green Cove Springs, Orange Park) CRA land-bank program.
• Entity / insider notes: Florida imposes no natural-persons-only restriction — LLCs, corporations, and trusts may bid on Clay certificates and tax deeds (florida § 197.432/§ 197.542). The statewide Ch. 692 foreign-ownership restrictions (countries of concern) apply in Clay as anywhere in Florida. No Clay-specific insider-bidding prohibition identified beyond general Florida ethics law (Ch. 112) and the § 197.542 dishonored-bid disqualification. (Framework: florida §11b.)

C7. Meta

• sources:
  • {type: official, url: https://www.claycountytax.com/property_taxes/tax_certificate_sale_listing.php, retrieved: 2026-06-02} (LienHub cert-sale platform lienhub.com/county/clay; 2025 sale begins May 28, 2026 9:00 a.m.; accounts available May 7, 2026; advertised lists; office addresses/hours)
  • {type: official, url: https://www.claycountytax.com/property_taxes/delinquent_taxes.php, retrieved: 2026-06-02} (delinquent April 1 + 3% per § 197.333; on/before June 1 cert sale; reverse auction from 18%; certified-funds payment for prior-year taxes, PIN debit $2.50; county-taxes.net/fl-clay; four office locations + hours)
  • {type: official, url: https://www.claycountytax.com/property_taxes/delinquent_tax_lists.php, retrieved: 2026-06-02} (delinquent tax lists location)
  • {type: official, url: https://lienhub.com/county/clay, retrieved: 2026-06-02} (LienHub Clay portal — register/deposit/bid; county-held liens year-round first-come first-served)
  • {type: official, url: https://clayclerk.com/departments/recording/tax-deeds/, retrieved: 2026-06-02} (clay.realtaxdeed.com online tax-deed platform; landmark.clayclerk.com/TaxDeed search + Lands Available tab; 72-hr email response; Tina Altman (904) 529-4221; taxdeedinfo@clayclerk.com; Room 1049; per Fla. Stat. 197)
  • {type: official, url: https://clayclerk.com/tax-deeds-foreclosures/, retrieved: 2026-06-02} (tax-deed platform clay.realtaxdeed.com; foreclosure platform clay.realforeclose.com; (904) 284-6302 main; 825 N. Orange Ave / PO Box 698; hours)
  • {type: official, url: https://clayclerk.com/uploads/2022/03/Claim-to-Surplus-Proceeds-Form.pdf, retrieved: 2026-06-02} (CLAIM TO SURPLUS PROCEEDS OF A TAX DEED SALE form — header: 825 N. Orange Ave PO Box 698 Attn: Recording, (904) 529-4221, taxdeedinfo@clayclerk.com; lienholder/titleholder sections; homestead question; notarization before Notary Public or Deputy Clerk)
  • {type: official, url: https://clayclerk.com/online-options/forms/recording-department/, retrieved: 2026-06-02} (Recording Department Forms page — Claim to Surplus Proceeds Form link)
  • {type: official, url: https://clayclerk.com/, retrieved: 2026-06-02} (Tara S. Green, Clerk of Court & Comptroller; 825 N. Orange Ave / PO Box 698; (904) 284-6302; search-records portal)
  • {type: official, url: https://clayclerk.com/search-records/, retrieved: 2026-06-02} (Court Records inquiry.clayclerk.com; Official Records landmark.clayclerk.com/landmarkweb; County Records dmcc.clayclerk.com; Right-of-Way maps maps.clayclerk.com)
  • {type: official, url: https://claycountypropertyappraiser.org/, retrieved: 2026-06-02} (Property Appraiser; 477 Houston St GCS; (904) 284-6305; property-search; Orange Park branch 1518 Park Ave)
  • {type: official, url: https://www.ccpao.com/certified-data/, retrieved: 2026-06-02} (Property Appraiser Tracy Scott Drake — GIS certified-data / GIS data library)
  • {type: official, url: https://www.claycountygov.com/community/maps-and-map-data, retrieved: 2026-06-02} (Clay County Map Viewer maps.claycountygov.com/clayview; GIS data)
  • {type: official, url: https://www.claysheriff.com/resources/contact-us/, retrieved: 2026-06-02} (Clay County Sheriff — 901 N. Orange Ave / PO Box 548 GCS 32043; (904) 284-7575)
  • {type: census, url: https://en.wikipedia.org/wiki/Clay_County,_Florida, retrieved: 2026-06-02} (2020 population ~218,245; county seat Green Cove Springs; corroborates FIPS 12019) — secondary; corroborate against census.gov QuickFacts
  • {type: statute_framework, url: https://www.flsenate.gov/Laws/Statutes/2025/197.582, retrieved: 2026-06-02} (§ 197.582 surplus waterfall / 120-day — inherited from florida)
• needs_verification:
  • Tax-certificate (LienHub) exact deposit amounts and registration deadlines — set per-auction on the LienHub platform; not published on the Tax Collector site. Call the Tax Collector or access lienhub.com/county/clay.
  • Tax-deed (RealAuction) deposit, payment deadlines, sale time and frequency — clay.realtaxdeed.com returned HTTP 403 during research; Florida statutory default ($200/5%, 24-hour balance) applies absent Clay-specific terms. Confirm on the platform or via taxdeedinfo@clayclerk.com.
  • Dedicated Clay Clerk “surplus balance” unclaimed list/filter URL — landmark TaxDeed portal not fully renderable during research; confirm the surplus-balance view.
  • Ch. 45 (mortgage-foreclosure) surplus claim form/page for Clay — distinct from tax-deed surplus; no dedicated Clay form retrieved.
  • Clay-specific recording fee schedule — not retrieved from an official page; statewide statutory default assumed.
  • Local redemption surcharge — none identified above the statutory minimum + PIN-debit fee; confirm with the Tax Collector.
  • Local ordinances deviating from Ch. 197 / Ch. 45 — none found; confirm with the Clerk.
  • Quiet-title local timeline/cost and named local tax-title firm/insurers (C8) — only statewide market figures available; no Clay-specific published data.
  • Clay/municipal land bank or CRA acquisition program (C10) — none identified; confirm with Green Cove Springs / Orange Park CRA.
  • Tax Collector main phone — office locations confirmed; single authoritative main number not cleanly captured from the official contact page during research.
• cross_links: florida, surplus-funds, right-of-redemption, treasurer-sale, sheriff-sale, third-party-recovery-rules, quiet-title-after-tax-sale, tyler-v-hennepin-county, bankruptcy-automatic-stay, heirs-property, due-process-notice, vosilla-v-rosado-2006, cricket-properties-v-nassau-pointe-2013
• changelog:
  • 2026-06-02 — Initial population (autoresearch). C0–C10 filled from Clay County Tax Collector (claycountytax.com), Clerk of Court & Comptroller (clayclerk.com + Claim to Surplus Proceeds form PDF), Property Appraiser (claycountypropertyappraiser.org / ccpao.com), Sheriff (claysheriff.com), LienHub (lienhub.com/county/clay), and county GIS (claycountygov.com). Key verified facts: LienHub cert-sale platform; 2025 sale begins May 28, 2026 9:00 a.m.; RealAuction tax-deed platform clay.realtaxdeed.com; RealForeclose foreclosure platform clay.realforeclose.com; official “Claim to Surplus Proceeds of a Tax Deed Sale” notarized form filed with Clerk’s Recording/Tax Deed Dept (Tina Altman, (904) 529-4221, taxdeedinfo@clayclerk.com); Landmark Web official records; Clay County Map Viewer GIS. RealAuction/LienHub deposit specifics and a few operational items flagged needs_verification (all Row 2; portals returned 403).

Legal information, not legal advice. This page summarizes how Clay County, Florida administers tax-certificate and tax-deed sales and surplus claims for research purposes only and may be incomplete or out of date. Procedures, offices, platforms, form names, and deadlines change. Verify every figure, address, and deadline against the cited official Clay County sources and consult a licensed Florida attorney before acting. The legal framework lives on florida. Last verified: 2026-06-02.