Cuyahoga County, Ohio — Tax Sale & Surplus Procedure

Local operations layer. The legal framework (redemption periods, surplus rights, statutes, case law) lives on the parent page → ohio. This page covers how Cuyahoga County actually runs it. Legal information, not legal advice. Last verified: 2026-06-02.

C0. Identity

  • County seat: Cleveland, OH
  • Population: approx. 1,264,817 (2020 Census)
  • Recording unit: county
  • FIPS: 39035
  • Parent legal framework: ohio
  • Note — governance structure: Cuyahoga County operates under a charter government (county executive + county council) rather than the traditional Ohio three-commissioner structure. The Treasurer is appointed by the elected County Executive and confirmed by County Council — making Cuyahoga County unusual among Ohio’s 88 counties. The Fiscal Officer combines the functions of county auditor and county recorder under a single elected position.

C1. Local Tax Sale

Judicial / Mortgage Foreclosure Sheriff Sales (online platform)

  • Conducts own sale? Yes — the Cuyahoga County Sheriff conducts judicial foreclosure (mortgage and tax) sales under court order.
  • Platform: RealAuction — county-specific subdomain: https://cuyahoga.sheriffsaleauction.ohio.gov/ (all sales are online-only; no in-person bidding). Source: https://cuyahogacounty.gov/sheriff/civil/foreclosure-sales (retrieved 2026-06-02)
  • Sale calendar: Sales are scheduled approximately six weeks after an order of sale is issued by the Clerk of Courts. Unsold properties may be offered at a second sale approximately two weeks later. The county issues an average of 400–500 foreclosure auction notices per month. Source: https://cuyahogacounty.gov/sheriff/civil/foreclosure-sales (retrieved 2026-06-02)
  • Sale day/time: Per the Foreclosure FAQs (Common Pleas Court), sheriff sales occur every Monday at 8:30 a.m. (the following Tuesday if Monday is a holiday). Source: https://cp.cuyahogacounty.gov/departments/magistrates/faqs/ (retrieved 2026-06-02)
  • Registration: Bidders must register with RealAuction at https://cuyahoga.sheriffsaleauction.ohio.gov/ at least one week before the sale. RealAuction contact: 877-361-7325. Source: https://cuyahogacounty.gov/sheriff/civil/foreclosure-sales (retrieved 2026-06-02)
  • Deposit requirements (Local Rule 27, Common Pleas Court):
    • Appraised value ≤ 2,000 deposit**
    • Appraised value > 200,000 → $5,000 deposit
    • Appraised value > 10,000 deposit**
    • Judgment creditor/plaintiff awarded decree: no deposit required
    • Electing subdivisions (R.C. 5722.01): exempt from deposit
    • [needs_verification] An additional **500 praecipe deposit) and could not be independently verified against Local Rule 27 as of 2026-06-02 — treat as unverified until the Local Rule 27 PDF is read directly
    • Residential deposit amounts follow R.C. 2329.211; commercial = 10% or $10,000 (whichever is less) Source: https://cp.cuyahogacounty.gov/departments/magistrates/faqs/ (retrieved 2026-06-02)
  • Payment timeline: Full balance due within 30 days of confirmation of sale; 10% annual interest applies after eight days if not paid in full. Non-payment results in contempt proceedings and deposit forfeiture. Accepted forms: cash, bank money order, or certified check only. Source: https://cp.cuyahogacounty.gov/departments/magistrates/faqs/ (retrieved 2026-06-02)
  • Affidavit of Non-Delinquency: Purchasers of tax delinquent properties must submit a notarized Affidavit of Non-Delinquency confirming they own no delinquent-tax properties in any Ohio county. Original affidavits must be mailed or delivered in person to the Civil Division (not emailed). Bidder’s Form must be emailed to sheriffcivilforeclosure@cuyahogacounty.gov or the contact addresses below by 4:00 p.m. on the day of sale. Source: https://cuyahogacounty.gov/sheriff/civil/foreclosure-sales (retrieved 2026-06-02); https://cuyahogacounty.gov/sheriff/civil/foreclosure-sales/bidders-form (retrieved 2026-06-02)
  • Minimum bid: Two-thirds of appraised value (R.C. 2329.20); tax cases use taxes owed plus costs; no minimum at second residential sale. Source: https://cp.cuyahogacounty.gov/departments/magistrates/faqs/ (retrieved 2026-06-02)
  • Property list / legal notices: Published in the Daily Legal News (Saturday edition) and available online via the Sheriff’s website and the RealAuction platform. Source: https://cp.cuyahogacounty.gov/departments/magistrates/faqs/ (retrieved 2026-06-02); delinquenttaxlistnotice-101524.pdf page header confirms Daily Legal News

Tax Lien Certificate Sales (bulk/negotiated — not retail)

Forfeited Land Sales (auditor/fiscal officer — in-person auction)

Delinquent List Publication

C2. Local Redemption → framework: right-of-redemption

  • Where to redeem (pre-sale): Pay all delinquent taxes, penalties, interest, and costs to the Cuyahoga County Treasurer, 2079 East Ninth Street, Cleveland, OH 44115. Phone: 216-443-7400 Option 1. Online payment: https://www.paydici.com/cuyahoga-county-treasurer-oh/search/landing Source: https://cuyahogacounty.gov/treasury/delinquency (retrieved 2026-06-02)
  • If taxes sold as a lien certificate: Contact Finch Investment Group (FIG) at 1-844-729-5436 or payoff@figtaxes.comnot the County Treasurer. Source: https://cuyahogacounty.gov/treasury/delinquency/tax-lien-certificate-sales (retrieved 2026-06-02)
  • Post-sale redemption window: Per the Magistrates’ FAQ, a former owner may redeem within eight days after the sale date by paying all outstanding liens plus court costs. After eight days, interest accrues at 10% per annum. A motion to redeem must be filed with the Magistrate’s Department; the process requires submitting a certified check to the Clerk of Courts. Additional time may be requested via a motion to stay confirmation. Source: https://cp.cuyahogacounty.gov/departments/magistrates/faqs/ (retrieved 2026-06-02)

    Note: The Ohio statute (R.C. 5721.25 / 2329.33) allows redemption until confirmation; the Local FAQ describes the practical eight-day window as the deadline before the confirmation order typically enters (21-day auto-confirmation for tax/insurance cases per Local Rules). The statutory right survives until actual confirmation; see ohio for framework.

  • Delinquent payment plans: Available directly from the Treasurer’s Office; call 216-443-7400 to discuss. Source: https://cuyahogacounty.gov/treasury/delinquency (retrieved 2026-06-02)
  • Local fees: 12% annual interest on delinquent real estate taxes; 10% late penalty if not paid within 10 days of due date. Source: https://cuyahogacounty.gov/treasury/delinquency (retrieved 2026-06-02)
  • Deviations from state default: None identified. Standard Ohio redemption framework (R.C. 5721.25) applies; see ohio.

C3. Local Surplus / Excess Proceeds → framework: surplus-funds

Judicial Foreclosure Surplus (Common Pleas Court)

Forfeited Land Sale Surplus (R.C. 5723.11)

  • Claim filing venue: Cuyahoga County Fiscal Officer / Budget Commission, Room 3-100, 2079 E 9th Street, Cleveland, OH 44115
  • Claim process: Former owner submits an Application with:
    1. Proof of identity (government-issued ID)
    2. Affidavit of Identity
    3. W-9 form Allow at least six weeks for document review.
  • Statutory deadline: Former owner must demand excess within one year from the day of the forfeited-land sale (R.C. 5723.11). See ohio §3 for note on the one-year vs. six-year ambiguity in older codifications.
  • Contact:

C4. Offices & Contacts

OfficeOfficeholderAddressPhoneURL
TreasurerBrad Cromes2079 East Ninth Street, Cleveland, OH 44115216-443-7400 Option 1https://cuyahogacounty.gov/treasury
Fiscal Officer (Auditor / Recorder)Michael W. Chambers, CPA2079 East Ninth Street, Cleveland, OH 44115216-443-7420 Option 7https://cuyahogacounty.gov/fiscal-officer
Transfer & Recording (Deeds)Under Fiscal Officer2079 E. Ninth Street, 4th Floor, Cleveland, OH 44115216-443-2060https://cuyahogacounty.gov/fiscal-officer/departments/transfer-and-recording
Clerk of Courts (Common Pleas)Nailah K. Byrd1200 Ontario Street, Cleveland, OH 44113216-443-7982https://cuyahogacounty.gov/coc
Sheriff (Civil Division)Harold A. Pretel1215 West 3rd Street, Cleveland, OH 44113216-443-6000 x1226https://cuyahogacounty.gov/sheriff
Common Pleas Court (Magistrates)1200 Ontario Street, Cleveland, OH 44113216-443-8560https://cp.cuyahogacounty.gov

Key emails:

Sources: https://cuyahogacounty.gov/treasury/about-us (retrieved 2026-06-02); https://cuyahogacounty.gov/fiscal-officer/about-us (retrieved 2026-06-02); https://cuyahogacounty.gov/coc (retrieved 2026-06-02); https://cuyahogacounty.gov/sheriff (retrieved 2026-06-02); https://cuyahogacounty.gov/fiscal-officer/departments/transfer-and-recording (retrieved 2026-06-02)

C5. Local Procedure Notes

  • Charter-government structure: Cuyahoga County is governed by a charter (adopted 2009), with an elected County Executive and an 11-member County Council. The Treasurer is appointed (not elected), making Cuyahoga unique in Ohio. The Fiscal Officer combines auditor and recorder functions. Source: https://cuyahogacounty.gov/treasury/about-us (retrieved 2026-06-02); https://cuyahogacounty.gov/fiscal-officer/about-us (retrieved 2026-06-02)

  • All judicial foreclosure sales online-only (RealAuction): Unlike many Ohio counties, Cuyahoga requires all sheriff’s sale bidding through the RealAuction platform; there is no in-person bidding option. Source: https://cuyahogacounty.gov/sheriff/civil/foreclosure-sales (retrieved 2026-06-02)

  • Forfeited land sales remain in-person: In contrast to the sheriff’s sale platform, the Fiscal Officer’s forfeited land sales continue as in-person auctions at the Huntington Convention Center. Source: https://cuyahogacounty.gov/fiscal-officer/departments/real-property/forfeited-lands (retrieved 2026-06-02)

  • Bulk-only tax lien certificate sales: Cuyahoga sells tax lien certificates exclusively via bulk negotiated sale; no individual-parcel auction open to retail bidders. Source: https://cuyahogacounty.gov/treasury/delinquency/tax-lien-certificate-sales (retrieved 2026-06-02)

  • Local Rule 27 deposit tiers: Cuyahoga’s three-tier deposit schedule (5,000 / 4,000 appraisal deposit for the ordering party has been cited but was not found in the Magistrates’ FAQ (which states only a $500 praecipe deposit) — verify directly against the Local Rule 27 PDF at: https://cp.cuyahogacounty.gov/court-resources/local-rules/ Source: https://cp.cuyahogacounty.gov/departments/magistrates/faqs/ (retrieved 2026-06-02)

  • 21-day auto-confirmation for tax/insurance cases: Per the Magistrates’ FAQ, sheriff’s sales in tax and insurance-reimbursement cases confirm automatically after 21 days without a separate confirmation hearing; private selling officer sales require a detailed confirmation entry. Source: https://cp.cuyahogacounty.gov/departments/magistrates/faqs/ (retrieved 2026-06-02)

  • Praecipe deposit / party ordering sale: The party ordering a sheriff’s sale (typically the plaintiff’s counsel) must file a praecipe with the Clerk (1st Floor, Justice Center) and deposit **4,000 special appraisal deposit has been cited in some references but was not confirmed in the Magistrates’ FAQ; verify against the Local Rule 27 PDF before relying on this figure. Source: https://cp.cuyahogacounty.gov/departments/magistrates/faqs/ (retrieved 2026-06-02)

  • Private Selling Officers (PSOs): Ohio also permits licensed auctioneers/brokers to conduct judicial foreclosure sales. Cuyahoga Common Pleas allows PSOs; they have wider marketing latitude than the sheriff and may set their own deposit/payment terms. Lists are published on each PSO’s website. Source: https://cp.cuyahogacounty.gov/departments/magistrates/faqs/ (retrieved 2026-06-02)

  • US Bank Trust v. Cuyahoga County (2023-Ohio-1063): The Ohio Supreme Court specifically litigated Cuyahoga County’s expedited board-of-revision foreclosure process and upheld it. See ohio §6 and us-bank-trust-v-cuyahoga-county.

  • Recording fees (effective 2024-10-24): 8 per additional page. DTE 100 or DTE 100-EX form required with every deed transfer. Source: https://cuyahogacounty.gov/fiscal-officer/departments/transfer-and-recording (retrieved 2026-06-02)

C6. Records Access

ResourceURL
Parcel search / property lookup (MyPlace)https://myplace.cuyahogacounty.gov/
Deed / recorded document search (1810–present)https://cuyahoga.oh.publicsearch.us/
GIS / geospatial hubhttps://geospatial.gis.cuyahogacounty.gov/
Fiscal GIS Hub (parcel + tax data)https://fiscalhub.gis.cuyahogacounty.gov/
Tax payment portal (Paydici)https://www.paydici.com/cuyahoga-county-treasurer-oh/search/landing
Sheriff foreclosure sale searchhttps://cpdocket.cp.cuyahogacounty.gov/sheriffsearch/search.aspx
Sheriff sales listing (results by case)https://cpdocket.cp.cuyahogacounty.gov/SheriffSearch/results.aspx
RealAuction (sheriff sales bidding platform)https://cuyahoga.sheriffsaleauction.ohio.gov/
Forfeited Lands Locator (ArcGIS dashboard)https://cuyahoga.maps.arcgis.com/apps/dashboards/8a1ae8ef4f484bcaa60bea15f19ccf28
Clerk of Courts docket searchhttps://cpdocket.cp.cuyahogacounty.gov/Search.aspx
Excess Funds (Clerk of Courts page)https://cuyahogacounty.gov/coc/excess-funds
Unclaimed Funds (Clerk of Courts page)https://cuyahogacounty.gov/coc/unclaimed-funds

Sources: https://cuyahogacounty.gov/fiscal-officer/departments/recorded-documents (retrieved 2026-06-02); WebSearch results confirmed all portal URLs (retrieved 2026-06-02)

C7. Meta

sources:

needs_verification:

  • 2026 Forfeited Lands sale date (was not yet posted on the Fiscal Officer’s page as of 2026-06-02; typically announced mid-year).
  • Specific 2025 delinquent publication dates in the Daily Legal News (the Fiscal Officer’s page references a date-chart image but does not reproduce text dates).
  • Deposit requirements for RealAuction online platform: the $5,000 deposit figure cited in some secondary sources may reflect the mid-tier Local Rule 27 amount; confirm against the current Local Rule 27 PDF at https://cp.cuyahogacounty.gov/media/4162/2025-07-01-all-local-rules.pdf.
  • Third-party surplus-recovery-agent rules (fee cap, licensing, assignability of the R.C. 5721.20 residue claim, cooling-off) — no Cuyahoga-specific local ordinance found; governed by state law as described in ohio needs_verification.
  • Whether Cuyahoga County has enacted any local ordinances under its charter authority that deviate from the R.C. 323.65–323.79 expedited board-of-revision path (land bank transfers).
  • Clerk of Courts — confirm whether Nailah K. Byrd remains Clerk as of 2026-06-02 (verified from official page text retrieved 2026-06-02; she has been Clerk since 2017).
  • Current Local Rule 27 deposit schedule: the 2025-07-01 local rules PDF was identified but binary-rendered; the amounts stated here are drawn from the Magistrates’ FAQ text (retrieved 2026-06-02) and corroborated by a search snippet from that same rules document. Verify by reading the PDF directly.
  • 500 praecipe deposit). Verify against the Local Rule 27 PDF at https://cp.cuyahogacounty.gov/media/4162/2025-07-01-all-local-rules.pdf before relying on it.
  • Motion to Distribute Funds PDF attribution: Internal links within https://cp.cuyahogacounty.gov/media/2374/motiontodistributefundspropertyowner.pdf reference probate.cuyahogacounty.us, suggesting the form may originate from the Probate Court rather than Common Pleas Civil. Confirm correct court attribution before directing surplus claimants to this form.

cross_links: ohio, right-of-redemption, surplus-funds, third-party-recovery-rules, tyler-v-hennepin-county, us-bank-trust-v-cuyahoga-county, harrison-v-montgomery-county, land-bank-direct-transfer, sheriff-sale, treasurer-sale, due-process-notice, heirs-property, bankruptcy-automatic-stay, federal-tax-lien-redemption

changelog:

  • 2026-06-02 — Initial population. All local facts sourced from official Cuyahoga County government pages (sheriff, fiscal officer, treasurer, clerk of courts, common pleas court). Verified: RealAuction platform URL, sale schedule, Local Rule 27 deposit tiers, Motion to Distribute Funds form, excess funds Excel lists, forfeited lands sale dates, tax lien certificate bulk-sale structure, all office contacts and officeholder names.
  • 2026-06-02 — Verifier corrections (4 issues): (1) Post-8-day interest corrected from 8% to 10% per annum per Magistrates’ FAQ (8% applies to deposit refund interest, different context). (2) Forfeited Lands ArcGIS dashboard URL domain corrected from arcgis.com to cuyahoga.maps.arcgis.com per county-linked URL. (3) 500 praecipe deposit. (4) Motion to Distribute Funds form attribution flagged as needs_verification — PDF internal links reference probate.cuyahogacounty.us, raising question of whether form belongs to Probate Court rather than Common Pleas Civil.

Legal information only — not legal advice. This page describes legal procedures as they exist based on publicly available official sources retrieved on the date noted. Laws, procedures, deadlines, and office information change; verify everything against current primary sources before acting. If you are a property owner, investor, or claimant, consult a licensed Ohio attorney. Nothing on this page creates an attorney-client relationship.