Jackson County, Oregon — Tax Sale & Surplus Procedure

Local operations layer. The legal framework (redemption periods, surplus rights, statutes, case law) lives on the parent page → oregon. This page covers how Jackson County actually runs it. Legal information, not legal advice. Last verified: 2026-06-02.

C0. Identity

  • County seat: Medford
  • Population: approximately 223,255. Located in southwestern Oregon (Rogue Valley); the most populous county in southern Oregon.
  • Recording unit: county. Property-tax collection and the tax-foreclosure process run through the Finance Department — Taxation Office; tax-foreclosed property is disposed of by the Property Management Division of the same office; recorded documents (deeds, liens) are kept by the County Clerk — Recording Office.
  • FIPS: 41029
  • Parent legal framework: oregon — Oregon is a tax-deed-to-the-county state with no investor lien certificates; the county tax collector and district attorney bring an in rem judicial foreclosure under ORS ch. 312; property is sold directly to the county and deeded to it after a two-year redemption period; post-Tyler surplus reform was enacted by HB 2089 (2025) (ORS 312.500–312.560). Jackson County inherits all of this framework; the sections below describe county-specific operational detail.

C1. Local Tax Sale

  • Conducts own sale? Yes — at the back-end disposition stage only. Under ORS 312.100 the circuit court orders delinquent parcels sold directly to the county; there is no public investor auction at the foreclosure stage. The county’s Property Management Division later disposes of the foreclosed property through a public, in-person oral auction, with previously-offered parcels then available over the counter. [Source: https://www.jacksoncountyor.gov/departments/finance/property_management/real_property_auctions.php; https://jacksoncountyor.gov/departments/finance/taxation/foreclosure_process.php]

  • Sale platform (disposition): County-run, in-person oral auction held at the Jackson County Courthouse, Auditorium, first floor, 10 S Oakdale Ave, Medford, OR 97501. No third-party online auction vendor (RealAuction, GovEase, Bid4Assets, etc.) conducts the sale; bidders register online before the auction (“the online bidder registration link will be available when an auction is announced”) and then bid in person or via a representative. [Source: https://www.jacksoncountyor.gov/departments/finance/property_management/real_property_auctions.php]

  • Sale calendar:

    • Disposition auction frequency: “There usually is only one public, in-person, oral auction per year.” Each auction is advertised in a local newspaper and on the county website for four consecutive weeks beforehand.
    • Next known sale: As of 2026-06-02, the Real Property Auctions page states “No upcoming auctions are currently scheduled.” Monitor the page and the county e-notify service for announcements.
    • ORS ch. 312 foreclosure cycle (upstream): delinquent notices mailed ~May 16; certified letters to owners July 1–15; the foreclosure list is published in a newspaper of general circulation and the application for judgment is filed in circuit court on August 16; the court grants judgment ~30 days after publication, starting the two-year redemption period. [Source: https://www.jacksoncountyor.gov/departments/finance/property_management/real_property_auctions.php; https://jacksoncountyor.gov/departments/finance/taxation/foreclosure_process.php]
  • Rate within statutory range: No local deviation. Oregon sets a single statewide delinquent-tax interest rate of 1⅓% per month (16% per year) under ORS 311.505(2), carried into the redemption amount by ORS 312.120. A 5% penalty on total tax and interest is added at publication. [Source: https://jacksoncountyor.gov/departments/finance/taxation/foreclosure_process.php; ORS 311.505(2) / ORS 312.120 per oregon]

  • Registration & deposit (disposition auction):

    • Registration: bidders “are asked to register online before arriving at the auction”; the registration link goes live when an auction is announced. In-person attendance (or a representative) is required.
    • Deposit / payment: for a closing bid under $10,000, payment in full is due at the time of sale; for a bid over$10,000, a 10% down payment is due at sale with the remainder due within five (5) business days.
    • Funds accepted: cash or certified funds only (no personal or business checks). “Down payments are non-refundable, and all purchases are final.” [Source: https://www.jacksoncountyor.gov/departments/finance/property_management/real_property_auctions.php]
  • Bidder requirements / terms: Properties are sold AS-IS with a minimum bid specified on the official Auction Listing. The county “make[s] no warranty on properties available for sale and do[es] not provide title insurance.” A Certificate of Sale is issued to the purchaser at the time of sale, with a quitclaim deed prepared within 180 days. Buyers are directed to verify land-use zoning before purchase and to confirm compliance with ORS 275.290 (the county disclaims warranties on sewage/disposal approval, zoning compliance, liens, easements, and access for landlocked parcels). [Source: https://www.jacksoncountyor.gov/departments/finance/property_management/real_property_auctions.php; https://www.jacksoncountyor.gov/departments/finance/property_management/counter_sales.php]

  • Over-the-counter sales: “Tax-foreclosed properties that have been previously offered at an auction can be purchased over the counter at any time. Over-the-counter properties are sold for not less than the minimum bid from the previous auction.” Handled through the Finance Department / Property Management Division at 10 S Oakdale Ave, Medford. [Source: https://www.jacksoncountyor.gov/departments/finance/property_management/counter_sales.php]

  • Seized personal-property sales (distinct from real-property foreclosure): Personal property, business equipment, and manufactured homes with delinquent taxes may be seized and sold under ORS 311.640, with a minimum bid set, a non-refundable 10% down payment at purchase, and the balance due by the Friday following the sale in certified funds, cash, cashier’s checks, or money orders. [Source: https://jacksoncountyor.gov/departments/finance/property_management/seizure_sales.php (per county search index); confirm direct fetch — see needs_verification]

  • Delinquent list location: The foreclosure list is published in a newspaper of general circulation in the county on August 16 (the same day the application for judgment is filed). The county foreclosure page does not name the designated newspaper or publish a standing online delinquent list. [Source: https://jacksoncountyor.gov/departments/finance/taxation/foreclosure_process.php]

C2. Local Redemption → framework: right-of-redemption

  • Where/how to redeem: Pay the Jackson County Taxation Office the full ORS 312.120 redemption amount during the two-year period running from the judgment date. Components: all delinquent taxes and interest (1⅓%/month under ORS 311.505(2)), the 5% penalty added at publication, and statutory fees. “Partial payments cannot be accepted” and “Payment by cash, cashier’s check, or money order [is] required.” After the redemption period ends, “Property is deeded to the county. All ownership and lien interest rights are lost.” [Source: https://jacksoncountyor.gov/departments/finance/taxation/foreclosure_process.php; ORS 312.120 per oregon]

  • Redemption contact (office):

  • Local fees: No Jackson County-specific add-on beyond the statewide ORS 312.120(5) formula ($50, or actual title-search/expense costs after the ORS 312.125 notice, whichever is greater) has been identified on the county’s retrieved pages. The foreclosure page references taxes, interest, the 5% penalty, and “fees” without itemizing a local schedule. [needs_verification: confirm exact redemption fee components with Taxation at 541-774-6541]

  • Deviations from state default: None identified. Jackson County follows the standard ORS ch. 312 two-year redemption period from judgment. The county may invoke ORS 312.122 (30-day reduced redemption for waste/abandoned property), but no local procedure modifying the state default was found on retrieved pages.

C3. Local Surplus / Excess Proceeds → framework: surplus-funds

CRITICAL NOTE for recovery operations: Oregon’s HB 2089 (2025) enacted a statewide assignment bar — any purported assignment of a surplus claim is void except protective assignments (bankruptcy, POA, guardianship/conservatorship) (HB 2089 § 9(5)(b), ORS 312.500–312.560). The surplus belongs to the former owner (creditors, other interest-holders, and assignees are expressly not “claimants”). See the oregon parent page for the full third-party-recovery analysis.

  • Claim filing venue (post-HB-2089, forward-going): Under ORS 312.500–312.560, the county determines the surplus (sale value less allowable costs) and delivers it to the Oregon State Treasurer as unclaimed property; the former owner files the claim with the State Treasury — Unclaimed Property / Foreclosure Surplus program, not with the county.

  • County surplus inquiry contact: The Property Management Division of the Taxation Office disposes of the foreclosed property and computes the surplus. Inquiries: Jackson County Taxation / Property Management, 10 S Oakdale Ave, Medford, OR 97501; 541-774-6541; taxation@jacksoncountyor.gov. No dedicated surplus-claim phone line or county claim form was published on the retrieved Property Management pages. [Source: https://www.jacksoncountyor.gov/departments/finance/property_management; https://jacksoncountyor.gov/departments/finance/taxation]

  • Claim form (name + URL): No Jackson County-specific surplus claim form was found on retrieved pages; claims are made through the State Treasury process (ORS 98.392/98.396) under HB 2089 § 9. [needs_verification: confirm whether Jackson County issues its own transition surplus claim form for any 2023–2025 disposition sales, or routes all surplus to the State Treasurer]

  • Local deadline notes: No county-imposed cutoff shorter than the state framework. The county must determine surplus within 60 days of depositing gross sale proceeds and deliver it to the State Treasurer within 30 days of determination (HB 2089 §§ 8, 10). Once deposited as unclaimed property (ORS 98.302–98.436), the former owner’s claim is not time-barred and is reclaimable indefinitely. A former owner may also seek a writ of review of the county’s surplus determination in circuit court (HB 2089 § 3; ORS 34.010–34.100, 60-day window under ORS 34.040). [Source: oregon parent page — HB 2089 §§ 3, 8, 10]

  • Unclaimed list published? No separate Jackson County unclaimed-surplus list; post-HB-2089 surplus is searchable at https://unclaimed.oregon.gov. [Source: oregon parent page — HB 2089 § 10]

▸ For Investors / Operators — Jackson County foreclosed property is sold only by the county: there is no investor lien certificate and no investor purchase at the delinquency stage. Acquisition happens at the once-a-year in-person oral disposition auction (or over the counter for previously-offered parcels), with a quitclaim deed prepared within 180 days, no title insurance from the county, and AS-IS terms. See oregon §5b for the marketable-title path (ORS 312.214 “utmost stability,” the two-year ORS 312.230 prescription bar, no MRTA) and §7b for surviving liens (municipal local-improvement assessments under ORS 312.270; IRS § 7425 120-day redemption). The surplus belongs to the former owner, and any assignment of a surplus claim is void (oregon §3b).

▸ For Former Owners — If the county later resells your foreclosed property for more than the taxes and allowable costs, the surplus belongs to you (HB 2089 §§ 5, 8), retroactive to one-year redemption notices received on or after May 25, 2023. The claim is filed with the Oregon State Treasurer through the unclaimed-property process (https://unclaimed.oregon.gov), is reclaimable indefinitely, and the county must mail you a surplus notice within 60 days. To redeem before the deed issues, pay the Taxation Office (541-774-6541) the full taxes, interest, 5% penalty, and fees in one payment within the two-year window.

C4. Offices & Contacts

OfficeNameAddressPhoneURL
Finance / Taxation (tax collector; redemption)— (Taxation Office)10 S Oakdale Ave, Medford, OR 97501541-774-6541https://jacksoncountyor.gov/departments/finance/taxation · Email: taxation@jacksoncountyor.gov
Property Management Division (tax-foreclosed property auctions & disposition)— (Property Management, Taxation Office)10 S Oakdale Ave, Medford, OR 97501541-774-6541https://www.jacksoncountyor.gov/departments/finance/property_management · Email: taxation@jacksoncountyor.gov
County Clerk — Recording Office (deeds, liens)Christine D. Walker (County Clerk)10 S Oakdale Ave, Room 114, Medford, OR 97501541-774-6152https://www.jacksoncountyor.gov/departments/clerk/recording/index.php · Email: jcrecording@jacksoncountyor.gov
Circuit Court (ORS ch. 312 in rem foreclosure; judicial mortgage foreclosure)Jackson County Circuit Court, 1st Judicial DistrictJustice Building, 100 S Oakdale Ave, Medford, OR 97501-3127541-776-7171https://www.courts.oregon.gov/courts/jackson/pages/default.aspx
Sheriff — Civil Division (judicial / execution sales)5179 Crater Lake Hwy, Central Point, OR 97502541-774-6834https://oregonsheriffssales.org/county/jackson/ (Fax 541-776-7699)

[Sources: https://jacksoncountyor.gov/departments/finance/taxation; https://www.jacksoncountyor.gov/departments/finance/property_management; https://www.jacksoncountyor.gov/departments/clerk/recording/index.php; https://www.courts.oregon.gov/courts/jackson/pages/default.aspx; https://oregonsheriffssales.org/county/jackson/]

C5. Local Procedure Notes

  • Oral auction format; once a year. Jackson County typically holds a single in-person oral disposition auction per year at the County Courthouse Auditorium, with online pre-registration but no online bidding. This contrasts with some Oregon counties (e.g., Clackamas) that hold multiple auctions per year. Previously-offered parcels move to over-the-counter availability. [Source: https://www.jacksoncountyor.gov/departments/finance/property_management/real_property_auctions.php; https://www.jacksoncountyor.gov/departments/finance/property_management/counter_sales.php]

  • Certificate of Sale + quitclaim deed within 180 days. Rather than delivering a deed at the auction, the county issues a Certificate of Sale at the time of sale and prepares the quitclaim deed within 180 days — a county-specific closing mechanic, not a statutory redemption interest in the buyer. [Source: https://www.jacksoncountyor.gov/departments/finance/property_management/real_property_auctions.php]

  • No title insurance; AS-IS; ORS 275.290 disclaimers. The county expressly offers no title insurance and no warranties; buyers must verify zoning, access, sewage approval, and liens themselves and confirm ORS 275.290 compliance. [Source: https://www.jacksoncountyor.gov/departments/finance/property_management/counter_sales.php]

  • Foreclosure-list newspaper not named. The ORS 312.040 foreclosure list is published August 16 in “a newspaper of general circulation in the county”; the retrieved page does not name the designated paper. [needs_verification: identify the currently designated legal-publication newspaper for the Jackson County ORS 312.040 foreclosure list]

  • Seizure sales under ORS 311.640. Separate from real-property foreclosure, the Property Management Division conducts personal-property/manufactured-home seizure sales for delinquent taxes (10% non-refundable down, balance by the following Friday, certified funds). [Source: county search index for https://jacksoncountyor.gov/departments/finance/property_management/seizure_sales.php]

  • Sheriff’s (judicial mortgage) sales are conducted by the Jackson County Sheriff’s Civil Division (5179 Crater Lake Hwy, Central Point; 541-774-6834), typically at 10:00 a.m. on posted dates; listings appear at oregonsheriffssales.org/county/jackson. As of 2026-06-02, sales were posted for June 3, June 10, June 17, and July 8, 2026. The portal warns that not all pending sales are posted and that any sale may be postponed or canceled. [Source: https://oregonsheriffssales.org/county/jackson/]

C6. Records Access

C8. Title & Quiet Title → framework: oregon §5b

  • Title type: tax_deed — Oregon conveys a county tax deed (no lien certificate). At the disposition stage the county delivers a quitclaim deed (within 180 days of the sale) to the auction/over-the-counter purchaser. [Source: https://www.jacksoncountyor.gov/departments/finance/property_management/real_property_auctions.php]

  • Quiet title action — required? Not required to vest title. No judicial confirmation of the county tax deed is needed (ORS 312.200), and ORS 312.230 bars most challenges two years after the foreclosure judgment. A quiet-title suit under ORS 105.605 is optional and is used to clear specific clouds (e.g., a disputed municipal assessment, or a notice defect where the owner was actually misled under ORS 312.230) — particularly relevant because the county sells by quitclaim deed with no title insurance.

    • Type: judicial (equity suit, circuit court).
    • Court: Jackson County Circuit Court (1st Judicial District), Justice Building, 100 S Oakdale Ave, Medford; 541-776-7171.
    • Typical timeline: roughly 3–6 months uncontested, longer if contested (general Oregon practice; no county-specific benchmark published).
    • Typical cost: roughly $3,000–$10,000+ in attorney fees plus the Oregon circuit-court filing fee (industry estimate; not a county-published figure). [Source: oregon §5b — ORS 105.605, 312.200, 312.214, 312.230; https://www.courts.oregon.gov/courts/jackson/pages/default.aspx] [needs_verification: county-specific quiet-title timeline/cost benchmarks for Jackson County Circuit Court]
  • Deed seasoning (local notes): Oregon underwriters generally treat the two-year ORS 312.230 bar as the seasoning threshold for tax-foreclosure title; because Jackson County conveys a quitclaim deed without title insurance, purchasers commonly seek owner’s title coverage or a quiet-title judgment after the bar runs. [Source: oregon §5b; industry practice — flagged]

  • Title insurers active locally: First American Title, Fidelity National Title, and Old Republic National Title operate in the Rogue Valley under the Oregon Title Insurance Rating Organization (OTIRO) manual; local agencies include offices in Medford. [Source: oregon §5b — OTIRO underwriters] [needs_verification: confirm the specific title agencies currently writing tax-deed/quitclaim coverage in Jackson County and their seasoning requirements]

C9. Purchaser Obligations → framework: oregon §10b

  • Subsequent-tax payment office: Because Oregon’s county holds the parcel through the redemption period (there is no investor “sub” payment), taxes accruing during redemption are added as an allowable cost deducted before surplus (HB 2089 § 8). For any purchaser-side tax matters post-disposition, payment is made to the Jackson County Taxation Office, 10 S Oakdale Ave, Medford; 541-774-6541 (online via Property Data Online). [Source: https://jacksoncountyor.gov/departments/finance/taxation; oregon §10b — HB 2089 § 8]

  • Notice to owner (redemption-expiration) procedure: Handled by the county, not the purchaser. The Taxation Office mails the ORS 312.125 notice (certified + first-class) at least one year before redemption expires, warning of forfeiture and of the surplus right (as amended by HB 2089 § 2). Certified letters to owners are also mailed July 1–15 in the foreclosure cycle. [Source: https://jacksoncountyor.gov/departments/finance/taxation/foreclosure_process.php; oregon §2 — ORS 312.125, HB 2089 § 2]

  • Redemption payment office: The owner redeems at the Jackson County Taxation Office (541-774-6541), paying the full ORS 312.120 amount in one payment (no partial payments; cash, cashier’s check, or money order). [Source: https://jacksoncountyor.gov/departments/finance/taxation/foreclosure_process.php]

  • Occupancy & access notes: The county holds title during redemption; a private purchaser takes possession only after the disposition sale and delivery of the quitclaim deed. Properties are sold AS-IS with no warranty of access; the county warns of potentially landlocked parcels. [Source: https://www.jacksoncountyor.gov/departments/finance/property_management/counter_sales.php]

C10. Local Restrictions → framework: oregon §11b

  • Land bank? None identified. No Jackson County land bank or land-bank authority appears on the county’s retrieved pages; tax-foreclosed property is disposed of directly by the Property Management Division by auction/over-the-counter, with a statutory option for the county to retain property for public use or transfer to a nonprofit (HB 2089 § 6, statewide).

  • Right of first refusal active locally? No ROFR identified. Disposition is by open public auction (then over-the-counter at not less than the prior minimum bid); no municipal/land-bank first-refusal right appears in the retrieved county pages. [Source: https://www.jacksoncountyor.gov/departments/finance/property_management/counter_sales.php]

  • Entity / insider notes: No Jackson County-specific entity-purchase or insider-bidder restriction was found beyond the statewide framework. Oregon imposes no statewide land bank and broad entity eligibility (oregon §11b); county property disposals are subject to public-official conflict-of-interest rules (ORS 244.350/244.360) generally applicable to Oregon counties, and to the ORS 275.290 zoning/disclaimer conditions the county attaches to sales. [Source: https://www.jacksoncountyor.gov/departments/finance/property_management/counter_sales.php; oregon §11b] [needs_verification: confirm whether Jackson County imposes any local insider-bidder or county-employee purchase restriction at its disposition auctions]

▸ For Investors / Operators — where surplus is filed (the Oregon State Treasurer) and the marketable-title path tell you the venue you’ll work; see oregon §5b for this state’s path to insurable title and §7b for surviving liens. Jackson County’s quitclaim-deed, no-title-insurance, AS-IS disposition makes independent title and lien due diligence essential.

▸ For Former Owners — the claim venue (Oregon State Treasurer, https://unclaimed.oregon.gov), the unclaimed-property process, and the indefinite (no-forfeiture) reclaim window above are how you recover surplus owed to you; to keep the property, redeem at the Taxation Office (541-774-6541) within the two-year window.

C7. Meta

  • parent_state: oregon

  • last_verified: 2026-06-02

  • confidence: 0.83

  • completeness_score: 0.85

  • gap_score: 6

  • sources:

  • needs_verification:

    • Designated foreclosure-list newspaper. The Aug 16 ORS 312.040 list is published in “a newspaper of general circulation”; the county page does not name the paper. Identify the currently designated legal publication.
    • Exact redemption fee components. The foreclosure page lists taxes, interest, 5% penalty, and “fees” without itemizing; confirm the local fee schedule and how the ORS 312.120(5) $50/actual-cost fee is applied (Taxation 541-774-6541).
    • County transition surplus handling. Confirm whether Jackson County issues its own surplus claim form for any 2023–2025 disposition sales or routes all surplus to the Oregon State Treasurer under HB 2089, and whether any county-level surplus notice/contact exists beyond the general Taxation line.
    • Seizure sales page direct fetch. ORS 311.640 seizure-sale terms confirmed via the county search index summary; confirm by direct fetch of seizure_sales.php.
    • Quiet-title timeline/cost specific to Jackson County Circuit Court (used general Oregon estimate).
    • Local title agencies currently writing coverage on Jackson County tax-deed / quitclaim properties and their seasoning requirements (general OTIRO underwriters cited).
    • Local insider-bidder / county-employee purchase restriction at the disposition auction (only the general ORS 244 conflict rules identified).
    • Property Management Division dedicated phone/manager. Retrieved pages route to the general Taxation line (541-774-6541); confirm a direct line/contact for auctions and surplus.
  • cross_links: oregon, right-of-redemption, surplus-funds, third-party-recovery-rules, tyler-v-hennepin-county, due-process-notice, sheriff-sale, treasurer-sale, bankruptcy-automatic-stay, void-vs-voidable, clackamas-or, lane-or, deschutes-or, marion-or

  • changelog:

    • 2026-06-02 — Initial page drafted from Jackson County official pages: Taxation foreclosure-process page (3-year delinquency, May 16 / July 1–15 / Aug 16 cycle, judgment ~30 days, 2-year redemption, 5% penalty, no partial payments, deed to county); Taxation contact (541-774-6541; taxation@jacksoncountyor.gov; 10 S Oakdale Ave); Property Management real-property-auctions page (one in-person oral auction/year at Courthouse Auditorium, online pre-registration, <$10k/>$10k payment terms, cash/certified funds, AS-IS, no title insurance, Certificate of Sale + quitclaim deed within 180 days, “no upcoming auctions”); counter-sales page (over-the-counter at prior minimum bid, ORS 275.290, disclaimers); Property Management division page; Clerk/Recording page (Christine D. Walker, Room 114, 541-774-6152, jcrecording@jacksoncountyor.gov, hours); Digital Research Room URL; Property Data Online portal URL; Open GIS portal; Circuit Court (100 S Oakdale Ave, 541-776-7171); Oregon Sheriffs Sales portal (Civil Division Central Point, 541-774-6834, June/July 2026 listings). All legal framework deferred to oregon parent page (HB 2089 surplus reform, two-year redemption, ORS 312.230 title bar).

Legal information, not legal advice. This page summarizes Jackson County operational procedures for research purposes. Statutes, county procedures, sale dates, and contact information change; verify against the cited primary sources and consult a licensed Oregon attorney before acting. Last verified: 2026-06-02.