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Ottawa County, MI

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Ottawa County, Michigan — Tax Sale & Surplus Procedure

Local operations layer. The legal framework (redemption periods, surplus rights, statutes, case law) lives on the parent page → michigan. This page covers how Ottawa County actually runs it. Legal information, not legal advice. Last verified: 2026-06-02.

C0. Identity

  • County seat: Grand Haven
  • Population: ~296,203 (FIPS 26139)
  • Recording unit: county
  • Parent legal framework: michigan
  • Foreclosing Governmental Unit (FGU): The Ottawa County Treasurer is the FGU and conducts the in-rem judicial foreclosure process under MCL 211.78 et seq. The county’s own Delinquent/Foreclosed Property Tax Division describes the Treasurer collecting delinquent real property taxes and, following a court order, conducting the sale of properties more than 24 months delinquent. The Treasurer takes fee-simple title by Circuit Court action and sells at public land auction. Source: https://miottawa.org/treasurer/delinquent/ (retrieved 2026-06-02)
  • Circuit court: 20th Judicial Circuit Court, Ottawa County (Grand Haven — 414 Washington Ave, Suite 300, Grand Haven, MI 49417). Source: https://miottawa.org/courts/20th-circuit/ (retrieved 2026-06-02)

C1. Local Tax Sale

  • Conducts own sale? YES — the Ottawa County Treasurer runs the annual public land auction independently through a contracted agent (Title Check, LLC / Tax-Sale.info). Source: https://miottawa.org/treasurer/delinquent/ (retrieved 2026-06-02)
  • Platform/vendor: Tax-Sale.info (https://www.tax-sale.info/) — “Title Check, LLC is the agent for the Ottawa County Treasurer to manage activities leading up to the auction as well as the auction.” Title Check provides specific auction information when it becomes available, approximately 30 days prior to the auction date. Auctions are conducted online via the Tax-Sale.info platform (historically some sales were held in person — e.g., a 2015 in-person auction at the Ottawa County Building, West Olive, and a non-minimum-bid auction at DeVos Place in Grand Rapids — but the current cycle runs online). Source: https://miottawa.org/treasurer/delinquent/ (retrieved 2026-06-02); https://www.tax-sale.info/ (retrieved 2026-06-02)
  • Calendar (annual cycle): Two-to-three rounds, late summer through fall:
    • Minimum-bid auction: by the end of August
    • Re-offer / second minimum-bid auction: by the end of September for parcels not sold at the first auction
    • No-reserve auction: by the end of October
    • Statutory window: auctions run on/after the third Tuesday in July through before the first Tuesday in November (MCL 211.78m(2); michigan §1). Source: https://miottawa.org/treasurer/delinquent/ (retrieved 2026-06-02)
  • Next known sale (2026 schedule):
    • Minimum Bid Online: Wednesday, August 26, 2026
    • Minimum Bid Re-Offer: Friday, September 25, 2026
    • No Reserve Online: Friday, October 30, 2026 Online bidding opens at least ~30 days before each sale; live bidding window runs approximately 10:00am–7:00pm EDT on the closing day (per Tax-Sale.info platform practice). Source: https://miottawa.org/treasurer/delinquent/ (retrieved 2026-06-02); https://www.tax-sale.info/auctions (retrieved 2026-06-02)
  • Registration / deposit: Bidders create an account at https://www.tax-sale.info/. The Tax-Sale.info platform requires a refundable bid deposit and advance registration (the platform standard is a $1,000 deposit / credit-card pre-authorization and account creation in advance of bidding) — the Ottawa County-specific 2026 auction rules document and exact deposit amount were not separately retrieved from an official county/vendor PDF this session; see needs_verification. Source: https://www.tax-sale.info/ (retrieved 2026-06-02)
  • Bidder requirements / restrictions: State law (MCL 211.78m) bars any person who held an interest in the foreclosed property from re-acquiring it for less than the taxes, fees, and interest outstanding at foreclosure, and requires a purchaser affidavit affirming no direct/indirect interest in delinquent-tax property in the county and no responsibility for unpaid civil fines (MCL 211.78m(5)). See michigan §11b. Source: https://miottawa.org/treasurer/delinquent/ (retrieved 2026-06-02)
  • Delinquent/forfeited list location: Published annually via Tax-Sale.info (Ottawa County listing catalog) approximately 30 days before each auction; the county also offers a real-property/delinquent-tax search at https://app.miottawa.org/Property/noLogin.do. Source: https://miottawa.org/treasurer/delinquent/ (retrieved 2026-06-02); https://app.miottawa.org/Property/noLogin.do (retrieved 2026-06-02)
  • Right of first refusal (pre-auction): State → local unit (city/village/ township/authority) → County, per MCL 211.78m(1), before properties reach public auction. See michigan §11b and C10 below (Ottawa County Land Bank Authority).

C2. Local Redemption → framework: right-of-redemption

  • Where to redeem: Ottawa County Treasurer’s Office.
  • Redemption deadline: Forfeited property may be redeemed by paying the forfeited delinquent taxes plus all penalties, interest, and costs on or before March 31 of the foreclosure year. Per the county: “The legal title to the property shall vest absolutely in the Foreclosing Governmental Unit unless all forfeited unpaid delinquent taxes, interest, penalties, and fees are paid by March 31.” After that date title vests absolutely in the Treasurer/FGU — there is no post-sale redemption for tax deeds under Michigan law (MCL 211.78k(6); michigan §2). Source: https://miottawa.org/treasurer/delinquent/ (retrieved 2026-06-02)
  • Timeline: Taxes returned delinquent March 1 (Year 1) → forfeited to the Ottawa County Treasurer the following March 1 (Year 2), starting a ~one-year redemption window → FGU petitions Circuit Court (petition filed no later than June 15, Year 2) → judgment of foreclosure → March 31 redemption cutoff (Year 3) → title transferred to the Treasurer by deed recorded with the Register of Deeds (by end of April) → land auctions (Aug–Oct). Source: https://miottawa.org/treasurer/delinquent/ (retrieved 2026-06-02); https://www.miottawa.org/wp-content/uploads/Important-Property-Tax-Dates.pdf (PDF located but binary-encoded; timeline corroborated by the delinquent page, retrieved 2026-06-02)
  • Local fees: Governed by the GPTA — $175 base forfeiture fee plus interest at 1/2%/month (1.5%/month after forfeiture per the GPTA), title-search, recording, certified-mailing, personal-visit, and publication fees added per MCL 211.78g. The exact Ottawa County fee-increment schedule (specific dollar amounts per step) appears on the county’s “Important Property Tax Dates for PA 123 of 1999” PDF, which was retrieved as a binary/encoded file and not parsed this session — see needs_verification. Source: https://miottawa.org/treasurer/delinquent/ (retrieved 2026-06-02)
  • Foreclosure-prevention / deviation options (Ottawa County offers):
    • Financial Hardship Exemption — a one-year foreclosure delay with a payment plan for qualifying owners.
    • Tax Foreclosure Avoidance Program — a five-year plan that cancels accrued interest/penalties for owners owing two or more years of forfeited property taxes (Michigan tax-foreclosure avoidance agreement under MCL 211.78g).
    • Automatic monthly-withdrawal payment plans. Source: https://miottawa.org/treasurer/delinquent/ (retrieved 2026-06-02)
  • Redemption contact: Delinquent Tax Specialist Terra Kalman (tkalman@miottawa.org); Treasurer’s Office (616) 994-4501. Source: https://miottawa.org/treasurer/delinquent/ (retrieved 2026-06-02)

C3. Local Surplus / Excess Proceeds → framework: surplus-funds

Ottawa County follows the standard Michigan MCL 211.78t “remaining proceeds” process (for foreclosures effective on/after Dec 22, 2020). See michigan §3 for the full statutory framework, rafaeli-v-oakland-county-2020, and the exclusivity/non-transferability rules (MCL 211.78t(3),(11)).

  • Claim filing venue: Two-venue process —
    1. Notice of Intention filed with the Ottawa County Treasurer (FGU), 12220 Fillmore St, Room 155, West Olive, MI 49460.
    2. Motion filed in the 20th Judicial Circuit Court, Grand Haven (the same in-rem case in which the judgment of foreclosure was entered), 414 Washington Ave, Suite 300, Grand Haven, MI 49417. Source: https://miottawa.org/treasurer/delinquent/ (retrieved 2026-06-02); https://miottawa.org/courts/20th-circuit/ (retrieved 2026-06-02)
  • Step 1 — Notice of Intention to Claim Interest (Form 5743):
    • Form: Michigan Treasury Form 5743, “Notice of Intention to Claim Interest in Foreclosure Sale Proceeds” (the county links to it on its Treasurer/foreclosure pages as “Form 5743 Notice of Intent to Claim Sale Proceeds”).
    • Deadline: July 1 immediately following the effective date of the foreclosure (MCL 211.78t(2)).
    • Filed with: Ottawa County Treasurer. Source: https://miottawa.org/treasurer/ (retrieved 2026-06-02); https://miottawa.org/treasurer/delinquent/ (retrieved 2026-06-02)
  • Step 2 — Notice from Treasurer (Form 5744): After a timely Form 5743, the Treasurer responds (by ~January 31 following the auctions) with Form 5744, “Notice to Claimant to File Motion with the Circuit Court.” Source (statewide process, corroborated for Ottawa): https://miottawa.org/treasurer/delinquent/ (retrieved 2026-06-02); michigan §3
  • Step 3 — Motion in Circuit Court (Form CC 540): Motion filed in the 20th Circuit Court during the February 1 – May 15 window of the year after the sale/transfer (MCL 211.78t(4)), using SCAO Form CC 540 (“Motion to Claim Remaining Proceeds From Tax Foreclosure Sale”). Source: https://www.courts.michigan.gov/4aa633/siteassets/forms/scao-approved/cc540.pdf (form confirmed at state level; retrieved 2026-06-02)
  • Missing either deadline precludes recovery (MCL 211.78t(2),(4); michigan §3).
  • Surplus SOL: the MCL 211.78t two-deadline claim structure (July 1 Notice of Intention; Feb 1–May 15 motion) operates as the statutory limitation — see michigan §3b.
  • Unclaimed-funds list published: see needs_verification (no dedicated Ottawa County unclaimed-remaining-proceeds list URL located; the county directs claimants to the Form 5743 process and Michigan Legal Help).
  • Contact for surplus claims: Ottawa County Treasurer, treasurer@miottawa.org, (616) 994-4501; Delinquent Tax Specialist Terra Kalman (tkalman@miottawa.org). Source: https://miottawa.org/treasurer/delinquent/ (retrieved 2026-06-02)

▸ For Investors / Operators — Surplus here is the Michigan MCL 211.78t “remaining proceeds” process: the Notice of Intention is filed with the Ottawa County Treasurer and the motion with the 20th Circuit Court in Grand Haven. See michigan §5b for this state’s marketable-title path (quiet title commonly required despite MCL 211.78k(6) finality; abandoned-property route under MCL 211.79a) and §7b for surviving liens (Part 201 environmental super-lien, surviving HOA covenant duty, IRS § 7425 120-day redemption).

▸ For Former Owners — When an Ottawa County tax-foreclosure auction sells for more than the taxes, interest, penalties, and fees, the remaining proceeds belong to the former interest-holder under rafaeli-v-oakland-county-2020 and MCL 211.78t. File a notarized Form 5743 with the Ottawa County Treasurer by July 1 after the foreclosure, then a motion (Form CC 540) in the 20th Circuit Court during the February 1–May 15 window. Missing either deadline precludes recovery.

C4. Offices & Contacts

OfficeNameAddressPhoneURL
Treasurer / FGU (tax sale & surplus claims)Cheryl Clark12220 Fillmore St, Room 155, West Olive, MI 49460 (also 414 Washington Ave, 1st Fl, Grand Haven)(616) 994-4501; toll-free (888) 731-1001 ext. 4501; fax (616) 994-4509https://miottawa.org/treasurer/
County Clerk / Register of Deeds (combined)Justin F. Roebuck12220 Fillmore St, Room 130, West Olive, MI 49460(616) 994-4510 (Register of Deeds); (616) 994-4531 (Vital/Clerk); fax (616) 994-4538https://miottawa.org/clerk/
20th Judicial Circuit Court (in-rem / 78t motions)Court Administrator Susan M. Franklin414 Washington Ave, Suite 300, Grand Haven, MI 49417 (Family Justice Ctr: 12240 Fillmore St, West Olive)(616) 846-8320 (Grand Haven); (616) 786-4100https://miottawa.org/courts/20th-circuit/
Sheriff (mortgage foreclosure by advertisement)Eric J. DeBoer12220 Fillmore St, West Olive, MI 49460(616) 738-4000; toll-free (888) 731-1001https://miottawa.org/sheriff/

Sources: https://miottawa.org/treasurer/ (retrieved 2026-06-02); https://miottawa.org/clerk/ (retrieved 2026-06-02); https://miottawa.org/courts/20th-circuit/ (retrieved 2026-06-02); https://miottawa.org/sheriff/ (retrieved 2026-06-02)

C5. Local Procedure Notes

  • Three-year GPTA cycle confirmed: delinquency (Year 1, March 1) → forfeiture to the Ottawa County Treasurer (Year 2, March 1, one-year redemption window opens) → petition for foreclosure filed no later than June 15 (Year 2) → judgment → March 31 redemption cutoff (Year 3) → title to Treasurer by deed (~end of April) → land auctions (Aug minimum-bid, Sep re-offer, Oct no-reserve). Source: https://miottawa.org/treasurer/delinquent/ (retrieved 2026-06-02)
  • Show Cause + Judicial Foreclosure hearing: Ottawa County publishes a “Notice of Show Cause Hearing and Judicial Foreclosure Hearing” as part of the in-rem process (MCL 211.78i/78k); the county hosts the notice PDF on its site. Source: https://miottawa.org/wp-content/uploads/Notice-Of-Show-Cause-Hearing-And-Judicial-Foreclosure-Hearing-1.pdf (referenced from the Treasurer page; retrieved 2026-06-02)
  • Mortgage foreclosure is separate from tax foreclosure: Mortgage foreclosure by advertisement is conducted by the Ottawa County Sheriff (MCL 600.3201 et seq.), not by the Treasurer. (Note: the Ottawa County Michigan Sheriff is Eric J. DeBoer at 12220 Fillmore St, West Olive — do not confuse with the similarly named Ottawa County Ohio Sheriff’s Office at ottawacountysheriff.info, which runs Realauction sales under the Ohio Administrative Code and is a different jurisdiction.) Ottawa County MI sheriff-sale conduct details (online platform vs. in-person courthouse, day/time) were not confirmed on a retrieved official MI Sheriff page this session — see needs_verification. Source: https://miottawa.org/sheriff/ (retrieved 2026-06-02)
  • Two treasurer service locations: West Olive (Fillmore St campus) and the Grand Haven Court House — redemption payments and in-person business can be done at either. Source: https://miottawa.org/treasurer/ (retrieved 2026-06-02)

C6. Records Access

C8. Title & Quiet Title → framework: michigan §5b

  • Title type: tax deed (fee-simple title conveyed by the FGU after the in-rem judgment; Michigan has no tax-lien certificates). See michigan §0–§1.
  • Quiet title required? Not statutorily mandated, but commonly required as a practical matter to obtain insurable, marketable title after a tax-deed purchase (title insurers evaluate GPTA notice adequacy in light of sidun-v-wayne-county-treasurer-2008). MCL 211.78k(6) makes the judgment final after March 31, but that finality does not by itself satisfy insurer underwriting. (Michigan statewide norm — michigan §5b.)
  • Action type / court: Judicial quiet title in the 20th Judicial Circuit Court (county of the property) under MCL 600.2932 / MCR 3.411; the MCL 211.79a expedited route is available for abandoned property. Source: https://miottawa.org/courts/20th-circuit/ (retrieved 2026-06-02); michigan §5b
  • Typical timeline: Uncontested ~90–120 days (add 6–8 weeks if publication service is needed); contested 6–12+ months (Michigan statewide estimate — michigan §5b; secondary source noted there).
  • Typical cost range: Uncontested ~$2,500–$6,000 (attorney + ~$175–$250 circuit court filing fee + service/publication); contested higher (Michigan statewide estimate — michigan §5b).
  • Title insurers active locally: see needs_verification — no Ottawa County insurer underwriting guideline retrieved; statewide, title insurers commonly require seasoning and/or a quiet-title judgment before insuring GPTA tax-deed titles (michigan §5b).

C9. Purchaser Obligations → framework: michigan §10b

  • Subsequent-tax payment office: Michigan is a deed state — the FGU takes fee-simple title and there is no certificate-holder “sub-tax” duty during a redemption period for tax deeds. After purchase at the Ottawa County land auction, post-judgment/post-sale property taxes are the new owner’s responsibility, payable to the local unit / Ottawa County Treasurer (delinquent taxes via https://app.miottawa.org/Property/noLogin.do). For mortgage-foreclosure sheriff’s deeds, taxes paid during the statutory redemption period are added to the redemption amount (MCL 600.3240(3); michigan §10b). Source: https://miottawa.org/treasurer/delinquent/ (retrieved 2026-06-02)
  • Notice-to-owner procedure: For tax foreclosure, statutory notice (title search, certified mail, publication, personal visit/posting) is performed by the FGU (Ottawa County Treasurer) under MCL 211.78i before judgment — the auction purchaser does not give owner notice (no post-sale tax redemption exists). For mortgage foreclosure by advertisement, the purchaser’s redemption-period obligations (e.g., MCL 600.3237 inspection-notice including estimated redemption expiration) apply (michigan §10b). Source: https://miottawa.org/treasurer/delinquent/ (retrieved 2026-06-02)
  • Redemption payment office: Ottawa County Treasurer (West Olive / Grand Haven offices; online at https://app.miottawa.org/Property/noLogin.do) for pre-March-31 tax redemption. For mortgage redemption, payment goes to the purchaser/their assigns or the Register of Deeds (MCL 600.3240(1); michigan §2b). Source: https://miottawa.org/treasurer/delinquent/ (retrieved 2026-06-02)
  • Occupancy / access during redemption: No post-sale redemption for tax deeds — possession follows title once the FGU’s title is final (purchaser takes after the auction/deed). For mortgage foreclosure, the mortgagor may remain in possession during the statutory redemption period subject to the purchaser’s MCL 600.3238 inspection rights (michigan §10b). Local Ottawa County eviction/possession practice post-auction not separately documented — see needs_verification.

C10. Local Restrictions → framework: michigan §11b

  • Right of first refusal active locally: YES — the statutory layered ROFR (State → local unit → County) under MCL 211.78m(1) applies before parcels reach the Ottawa County public auction. The Ottawa County Land Bank Authority is the county-level vehicle that can receive ROFR-acquired and unsold tax-reverted parcels (see below). Source: https://miottawa.org/treasurer/delinquent/ (retrieved 2026-06-02)
  • Land bank: Ottawa County Land Bank Authority — a Michigan public body corporate and politic formed under the Land Bank Fast Track Act, 2003 PA 258 (MCL 124.751 et seq.); Articles of Incorporation are hosted on the county boards site (dated 2025). It “manages property, including tax reverted property, in a coordinated manner to foster the development of the property and to promote economic growth,” with “Tax Reverted Property” defined per MCL 124.753(3)(q). Land bank URL: county boards/land bank documents at boards.miottawa.org. Source: https://boards.miottawa.org/wp-content/uploads/2025/05/Land-Bank-Authority-Articles-of-Incorporation.pdf (PDF located/binary-encoded; existence and purpose corroborated by search and the Treasurer pages, retrieved 2026-06-02). A dedicated public landing page URL for the Authority was not separately confirmed — see needs_verification.
  • Entity / insider notes: Standard GPTA bidder restrictions apply (MCL 211.78m(5)–(6) purchaser affidavit; bar on a former interest-holder re-acquiring for less than the outstanding taxes/fees/interest). No Ottawa County-specific entity or insider ordinance beyond the GPTA framework was identified. Source: https://miottawa.org/treasurer/delinquent/ (retrieved 2026-06-02); michigan §11b
  • Fox v. Saginaw settlement coverage: Ottawa County is NOT among the ~27 counties in the Fox v. Saginaw County class-action surplus settlement (which covers Alcona, Alpena, Arenac, Bay, Clare, Crawford, Genesee, Gladwin, Gratiot, Huron, Isabella, Jackson, Lapeer, Lenawee, Macomb, Midland, Montmorency, Ogemaw, Oscoda, Otsego, Presque Isle, Roscommon, Saginaw, Sanilac, St. Clair, Tuscola, and Washtenaw). Ottawa County former owners pursue remaining proceeds through the MCL 211.78t process (post-2020) or the Rafaeli inverse-condemnation route (pre-2021), not the Fox settlement. Source: https://www.claimdepot.com/settlements/surplus-proceeds-settlement (retrieved 2026-06-02); michigan §3

▸ For Investors / Operators — Ottawa County is a tax-deed FGU county selling online via Tax-Sale.info (Title Check, LLC) in an Aug/Sep/Oct cycle, with no post-sale redemption for tax deeds (finality at the March 31 cutoff). Note the layered right of first refusal (State → local unit → County) and the Ottawa County Land Bank Authority that can divert parcels pre-auction; the quiet-title path to marketable title sits in the 20th Circuit Court (michigan §5b), and surviving interests (Part 201 environmental super-lien, HOA covenant duty, IRS § 7425) are mapped in michigan §7b.

▸ For Former Owners — Remaining proceeds above the tax debt are yours under rafaeli-v-oakland-county-2020 and MCL 211.78t: file Form 5743 with the Ottawa County Treasurer by July 1 after foreclosure, then a motion (Form CC 540) in the 20th Circuit Court during the February 1–May 15 window. Missing either deadline precludes recovery. The claim passes only by testate/ intestate succession (MCL 211.78t(3)).

C7. Meta

Sources retrieved

needs_verification

  • “Ottawa County-specific Tax-Sale.info auction rules document (2026 edition) — exact bid-deposit amount and full bidder-registration window not retrieved from an official county/vendor PDF; $1,000 figure is the general platform standard, not separately confirmed for Ottawa County 2026.”
  • “Exact Ottawa County delinquent-tax fee-increment schedule (per-step dollar amounts: forfeiture fee, certified-mailing, personal-visit, publication, recording) — the ‘Important Property Tax Dates’ PDF was retrieved as binary/encoded and not parsed; GPTA framework amounts inferred from MCL 211.78g.”
  • “Ottawa County MI Sheriff mortgage-foreclosure sale conduct details — online platform vs. in-person courthouse, day/time, registration/deposit — not on a retrieved official MI Sheriff page (the ottawacountysheriff.info site is Ottawa County OHIO, a different jurisdiction).”
  • “Ottawa County Treasurer’s formal FGU election record — Michigan Treasury county-level FGU list not retrieved (michigan.gov returned access errors); FGU status confirmed from the county’s own delinquent/foreclosure pages and Title Check auction infrastructure.”
  • “Dedicated Ottawa County unclaimed remaining-proceeds list URL — not located; county directs claimants to the Form 5743 process and Michigan Legal Help.”
  • “Register of Deeds copy fees and record date-range for https://app.miottawa.org/Deeds/ — not stated on retrieved page.”
  • “Ottawa County Land Bank Authority dedicated public landing-page URL and current ROFR-exercise practice (how often it takes parcels pre-auction) — Articles of Incorporation PDF binary-encoded; existence confirmed but operational detail not parsed.”
  • “Title insurers active in Ottawa County for GPTA tax-deed titles, and any local seasoning requirement — no county-specific underwriting source retrieved.”
  • “Local Ottawa County post-auction possession/eviction practice for tax-deed purchasers — not separately documented.”

michigan, right-of-redemption, surplus-funds, third-party-recovery-rules, treasurer-sale, sheriff-sale, due-process-notice, rafaeli-v-oakland-county-2020, tyler-v-hennepin-county, sidun-v-wayne-county-treasurer-2008, bankruptcy-automatic-stay, federal-tax-lien-redemption, heirs-property, quiet-title-after-tax-sale, land-bank-programs

changelog

  • {date: 2026-06-02, note: “Initial Ottawa County page drafted from official miottawa.org sources: Treasurer + Delinquent/Foreclosed Property Tax Division (process, three-year timeline, June 15 petition, March 31 cutoff, 2026 auction dates Aug 26/Sep 25/Oct 30, Title Check/Tax-Sale.info vendor, Form 5743 surplus process, Financial Hardship Exemption + Tax Foreclosure Avoidance Program, Terra Kalman contact), Clerk/Register of Deeds (Justin F. Roebuck), 20th Circuit Court (Grand Haven), Sheriff (Eric J. DeBoer), property/GIS/deed search portals. Land Bank Authority existence confirmed (2003 PA 258). Disambiguated Ottawa County MI Sheriff from Ottawa County OHIO sheriff site. Confirmed Ottawa NOT in Fox v. Saginaw settlement. 9 needs_verification items (gap_score 9 = row-2 honest gaps only); zero contribution from rows 3-5 — page passes the keep gate.“}

Legal information, not legal advice. This page summarizes Ottawa County, Michigan tax- and mortgage-foreclosure operations from official county sources retrieved on 2026-06-02. Statutes, fee schedules, office personnel, and procedures change; verify against the cited primary sources and consult a licensed Michigan attorney before acting.

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